Bank-points currencies (Chase UR, Amex MR, Citi TY, Bilt), what they transfer into and when to pull the trigger.
Bank-points currencies—Chase Ultimate Rewards, Amex Membership Rewards, Citi ThankYou Points, Capital One miles, Bilt, and the Asian-bank programmes—are the most flexible thing in a points portfolio. Each guide in this category covers the transfer-partner roster, transfer ratios, devaluation history, sweet-spot redemptions you can actually book, and when to keep points flexible versus when to pull the trigger. We refresh the partner lists every time a major change lands and flag it in our corrections log.
The current list of Chase Ultimate Rewards transfer partners in 2026: 10 airlines, 4 hotels, the ratios, transfer times, and the World of Hyatt 4:3 change that…
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A precise 2026 guide to Amex Membership Rewards transfer partners: which airlines and hotels are 1:1, which are not, ratios, bonuses and timing.
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A practical 2026 guide to Capital One miles transfer partners: ratios, the full airline and hotel roster, the 1 cent value floor, and when transferring wins.
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A practical 2026 guide to using transferable credit card points for airline reward flights: search, transfer windows, and how not to lose the seat mid-transfer.
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